When reducing debt, one of the problems is getting frustrated that you can never have any fun while doing it. One way to help keep yourself motivated is to give yourself rewards for reaching specific goals. This reader wants to know how to go about setting up these rewards:

I have started to reduce my credit card debt and although it has been difficult, I am slowly getting it under control. Some people talk about rewarding yourself while reducing debt:

* How does one go about doing this?
* How do you choose a reward?
* Should it be a lot of small rewards or a big reward at the end?
* How do you determine what is appropriate as a reward?

I apologize for all the questions, but this is something that I would like to begin doing and I’m afraid if I start without a plan, the rewards will end up putting me back into debt.

how do you reward yourself when it comes to money goals you have and what recommendations would you give to this reader?